Charles Millard holds a Bachelor of Arts in religious studies from the College of the Holy Cross and a Juris Doctor from Columbia Law School. He has spent nearly three decades in the private sector, managing institutional risk in high-finance and consulting for companies in retirement policy. Millard has held executive roles at major financial institutions and led the publication of a significant report on the impending pensions crisis. His public sector experience includes leading economic development initiatives in New York City and serving as President and CEO of the Pension Benefit Guaranty Corporation, where he reduced the agency's deficit through strategic negotiations and investment diversification.

Charles Millard's political identity is shaped by his unique blend of financial acumen and human rights advocacy. His career in retirement policy, marked by significant leadership roles at the PBGC and Citigroup, reveals a strategic approach to economic stability. Millard's advocacy for lifetime income solutions and democratization of alternative investments in retirement plans showcases a progressive yet financially savvy perspective. Additionally, his deep involvement in human rights issues, particularly in Chile, adds an unexpected dimension of moral conviction to his otherwise business-oriented career.